How a payment agent works in a foreign-trade deal

A payment agent handles settlements with a foreign supplier when a direct bank transfer is difficult. It is not a "grey scheme" — it is a legal tool based on an agency agreement and Russian currency legislation.

When you need a payment agent

• the bank refuses to process a payment to a specific country or currency;
• the supplier does not accept payments from Russia directly;
• you need to shorten the settlement time and reduce the risk of a return.

How the flow works

1. We sign an agency agreement: you are the principal, we are the agent.
2. You transfer funds to the agent in rubles.
3. The agent pays the supplier in the required currency.
4. You receive the full set of documents for currency control.

Every settlement is backed by documents that your bank accepts and that pass currency control.

Documents you receive

• the agency agreement and the agent's report;
• the invoice and confirmation of payment to the supplier;
• documents to register the contract with the bank.

If you already have a contract with the supplier, send it through the contact form and we will assess the payment route.